Free invoicing software · AI built in
AI invoice generator and invoicing software built for freelancers, agencies, and small businesses. Send quotes, accept Stripe & PayPal payments, track expenses, and run reports — without duct-taping five different apps.
Dashboard
Good morning 👋
Revenue
$48,290
Outstanding
$12,400
Received
$35,890
Invoices
127
Freelancers, agencies, and shops billing clients worldwide
Average rating
50% off launch pricing — Limited time
Online invoice generator
X Invoice is a web-based invoicing software and online invoice generator for freelancers, consultants, agencies, retail shops, and small businesses. You create professional invoices and quotations, send them by email or PDF, accept online payments through Stripe and PayPal, track expenses, and run financial reports — with a built-in AI assistant that drafts invoices and answers questions about your business data.
Unlike juggling spreadsheets, a separate quote tool, and a payment link app, X Invoice keeps billing, collections, and basic finance operations in one workspace. The free plan lets you send real invoices with no credit card. Paid plans add higher limits, premium templates, POS, inventory, API access, and FBR tax compliance for Pakistani businesses.
If you are comparing invoicing tools, X Invoice is designed for teams who want professional output fast: 19 invoice templates, multi-currency support, nine languages, payment links clients can use without logging in, and an AI copilot that writes invoice line items from a plain-English description.
The real cost of DIY billing
Most teams don't need another 'all-in-one' pitch. They need invoices sent, money collected, and books that don't require a spreadsheet PhD.
You did the work weeks ago. Now you're rebuilding line items in a spreadsheet at 10pm, hoping you didn't miss tax or the client's PO number.
Describe the job once. X Invoice's AI invoice generator drafts line items, rates, and due dates — you review and send.
PDF attachments get buried. 'I'll pay next week' becomes next month. You have no single view of what's outstanding.
Payment links, Stripe invoice payment, PayPal, and automated reminder logs — clients pay from a link, no account required.
One app for quotes, another for invoices, a third for expenses. Nothing shares data. You're the integration layer.
Quotes, invoices, expenses, POS, and reports in one invoicing software workspace — with a dashboard that shows the full picture.
AI invoice generator
Draft invoices, create clients, and search your books in plain English — built into every screen, not buried in settings.
Outstanding this month: $12,400 across 8 invoices.
Open X Invoice, describe your first job in plain English, and send a real invoice today. No credit card on the free plan.
Invoicing software
An online invoice generator with payments, quotes, and AI built in — without the clutter of enterprise tools.
Revenue, debt collections, outstanding and received payments with charts for trends, status, and client activity.
CRM-lite profiles, bulk import, and full invoice history linked to every client.
Line items, taxes, discounts, and status workflows from draft to paid — plus debt collection tracking.
Create quotes, share public links, and convert accepted quotations to invoices in one click.
Draft invoices, generate clients, and search your business in plain English — built into every workflow.
From Classic Business to Midnight Aurora — basic and premium designs for every industry.
Stripe, PayPal, crypto, and shareable payment pages so clients pay without logging in.
Track spending by category, set budgets, and get insights that feed into your reports.
Plus POS, inventory, multi-currency, reports, 2FA, and 6+ integrations. See all plans
Who it's for
Freelancers, agencies, shops, and global teams — one invoicing software stack instead of four subscriptions.
freelance invoicing · AI invoice generator
Send polished invoices in minutes. AI drafts line items from a sentence. Clients pay via card, PayPal, or a shareable payment link.
agency billing · quotation software
Manage clients, quotes, and collections in one dashboard. Custom templates per client tier. Team invites and role-based access on higher plans.
POS invoicing system · retail billing
POS terminal, product catalog, and inventory alongside B2B invoicing. Receipt branding and sales history without a second system.
multi-currency invoicing · FBR invoice software
Bill in multiple currencies. Nine languages with Arabic RTL. FBR invoice submission and digital receipts for Pakistan tax compliance.
Why switch
X Invoice combines an AI invoice generator, payment collection, quotes, and reporting — the stack most small teams piece together with three subscriptions.
| Capability | X Invoice | Spreadsheets | Generic tools |
|---|---|---|---|
| AI invoice drafting | Rare | ||
| 19 professional templates | Limited | ||
| Stripe & PayPal on invoices | Add-on | ||
| Quotes → invoice conversion | Manual | Sometimes | |
| Expenses + reports | Manual | Separate app | |
| Free plan (no card) | Trial only |
Invoice templates
Six of our most requested designs for finance teams, CPAs, and firms who need invoices that look as professional as the work behind them. Click any card for a full preview.
Gold-accent ledger layout trusted by finance professionals
Best for Accountants, CPAs & finance firms
Navy & gold — boardroom-ready statements
Best for Corporate billing & audits
Clean compliance-friendly structure
Best for Tax advisors & consultancies
Timeless format every bookkeeper recognizes
Best for Traditional accounting practices
Refined silver tones for premium services
Best for High-value client invoicing
Aurora gradient — standout without sacrificing clarity
Best for Modern firms that impress clients
Plus 13 more — Modern Minimal, Tech Split, Carbon Dark, Ocean Wave, and more.
Get paid faster
Stripe invoice payment, PayPal, crypto, and public pay pages — clients pay online without an account.
Card payments on invoices
PayPal checkout
Web3 / MetaMask payments
Shareable pay URLs
In-app Wallet — coming soon
Dashboard & Analytics
Real-time revenue, debt collections, outstanding and received payments. Charts for working capital, monthly trends, invoice status, payment methods, and client activity — the small business invoicing command center.
Total Revenue
$48,290
+18% vs last month
Outstanding
$12,400
Invoice status
How It Works
Sign up, complete the 3-step company wizard, and send — or let AI draft your first invoice from a single sentence.
Create your account in under a minute. No credit card required on the Free plan.
Complete the 3-step wizard — logo, tax ID, branding, and invoice preferences.
Pick a template or let AI draft it. Email, PDF, or share a payment link.
Pricing
50% off launch pricing for a limited time. Promo code support and Manage Subscription via Stripe customer portal. Start with our free online invoice generator tier.
For solo freelancers getting started
$9.99/mo50% off launch pricing
Most popular for growing teams
$29.99/mo50% off launch pricing
Unlimited power for scaling businesses
$49.99/mo50% off launch pricing
All paid plans include email support. Premium adds 24/7 support, advanced analytics, and API access with webhooks.
Integrations
Stripe, PayPal, QuickBooks, Xero, Zapier automations, and FBR tax compliance for Pakistan — plus API access on Premium.
REST API · API key management · Downloadable JS SDK · Webhooks (Premium) · Embeddable invoice widget
POS & Inventory
Point-of-sale terminal for subscribed users — sales history, batch inventory selection, receipt branding, product catalog, and stock transactions.
Finance & Operations
Track expenses by category, set budgets, and build financial reports — export PDF & CSV with filters by date and currency. Quotation software and reporting in one place.
Categories, budgets, analytics, and insights that connect to your dashboard.
Custom financial reports with date and currency filters. Export PDF or CSV anytime.
Automated payment reminder tracking and full history — never lose a follow-up.
Global billing
Bill worldwide in local currency. Full RTL support for Arabic.
Currency selector across dashboards, invoices, quotations, and reports — USD, EUR, GBP, PKR, and more.
Federal Board of Revenue tax compliance built in — invoice submission, validation, and digital receipts. X Invoice supports Pakistani businesses without making the whole platform region-specific. A powerful feature highlight for local compliance.
Testimonials
Real voices from small business invoicing teams using X Invoice every day.
“Sunday used to be invoice night. Now I describe the sprint in the AI sidebar, tweak two fields, and send. My agency billing finally matches how fast we deliver.”
“Payment links alone cut our average collection time in half. Clients pay from their phone — no login needed.”
“FBR compliance was a headache until X Invoice. Submit, validate, and send digital receipts without leaving the app.”
“19 templates means every client gets something that looks premium. The Midnight Aurora template is stunning.”
“We replaced three tools — invoicing, quotes, and expense tracking. The dashboard finally shows the full picture.”
“POS plus inventory for our shop, invoicing for B2B orders. One platform instead of five subscriptions.”
FAQ
Direct answers about free plans, AI invoicing, payments, templates, security, and FBR compliance — written for humans and search.
Open X Invoice free. Describe the work. Send something your client will actually pay — today.